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Live monitoring
For licensed insolvency practitioners
The Insolv Cube
SME owners on Wolf platforms ask for insolvency help. Be a firm they can choose.
121 UK postcode areas, three seats in each. Check where your offices sit and which seats are still open, then secure yours.
263,411SMEs live on Wolf platforms REPORTED
0seats open of 363
0seats in discussion
0seats taken
SME ENQUIRY
Live hand raise enquiries in your postcode areas, by sector and urgency. The SME consults and chooses its firm.
QUALIFY
Employees, turnover band, HMRC arrears band and flags, set out before your firm engages.
CLIENT ESTATE
Claims held, quantified as a potential estate that could cover the appointment fee.
INTEL
Area score and sector read, at area and sector level only. WOLF ASSESSMENT.
CLIENT FILE
Contact consent, firms consulted, claims as an estate asset and the firm chosen by the SME.
PROVE
ECS score, evidence band and gates held, with the certificate issued.
SME ENQUIRY
Swipe the Cube, tap a dot, or use your keyboard arrow keys
Every UK IP catchment, three seats in each
121 postcode areas and 363 seats. Each area is painted by its three seats: red is open, amber is in discussion, green is taken. Tap an area to see where each seat stands.
Seat status as at .
0Seats taken of 363
0Seats in discussion
0Seats open
0Areas full, 3/3 taken
Drag to move. Scroll or pinch to zoom.
Seats open
Seats in discussion
Seats taken
Stripes show a mix of the three
No firm is named. Tap a row to find the area on the map.
| Area | Post town | Region | Seat 1 | Seat 2 | Seat 3 | Taken |
|---|
How a seat works
- The owner asks for help
An SME platform client opens the debt and insolvency tab in their Passport account.
- Up to three firms are shown
Every seated firm in the owner's postcode area appears, at most three, in random order. No firm pays to rank higher.
- The owner consults and chooses
The owner can speak to every firm on show and appoints the one that convinces them. Wolf never chooses.
- Open seats go to the first paid firm
A seat is taken when a firm's build setup is paid. Taken seats are never resold in that area.
Your area numbers
Every figure follows the areas in your basket. Add areas from the map, your office check, or here.
England and Wales, Aug 2026Verified
1,946 company insolvencies
1,431 CVLs, 182 administrations
Wolf todayReported
263,411 SME Claim Passport clients
294 projected appointments a month
December 2026Projected
960,000 SME Claim Passport clients
1,071 projected appointments a month
July 2027Projected
2.4m SME Claim Passport clients
2,677 projected appointments a month
Verified: Insolvency Service, Company Insolvency Statistics August 2026, published 18 September 2026, seasonally adjusted. Reported: live Wolf platform counter.
Add areas
Platform base
Live platform base 263,411, REPORTED.
Median fee per appointment£6,500
Your conversion against the average firm1.0x
0postcode areas held
0modelled appointments to your firm a year
0a month
£0professional fee potential a year
£0identified claim estate carried in
0xfee potential against year 1 cost
- SMEs on the platform in your areas0
- Hand raises a month, tab and broadcast0
- Insolvency enquiries a month0
- Enquiries that choose a firm on show0
- Appointments to your firm a month0
All figures on this panel come from measured platform demand, June to August 2026 (debt and insolvency tab 0.11% a month, broadcast 0.7%, 34% insolvency, 90% choose a firm, 45% appointment), spread by Wolf's own SME clients across the 121 areas, at most three firms in each. Not a forecast of what any firm receives.
The appointment may arrive with an asset
Every Passport carries the company's identified claim estate, quantified before your firm engages and carried in with the file.
£13,800mean identified claim estate per appointed Passport, WOLF ASSESSMENT
£6,500median fee per appointment used on this page, WOLF ASSESSMENT
12:12twelve claim categories across twelve months, one a month, so the estate builds while the account is held
Every Passport carries the company's identified claim estate, already paid for through the seat. It belongs to the estate. Wolf takes no fee at the claim stage. Tap an option to see what it does with it.
→Click to view
1
No cost. No risk. Estate keeps the upside.
Pass it to the panel solicitor
The estate keeps the claims. A platform panel law firm prosecutes them on CFA and ATE. Recoveries go to the estate. No Wolf fee.
Nothing is spent by the estate. The panel firm carries the cost and the risk under its CFA, with ATE cover on adverse costs. The office holder instructs, reviews and receives, and the firm reports through the Estate Pack.
→Click to view
2
Straight purchase. Cash now. No work retained.
Sell it to a funder panel
The office holder sells the claims outright to a funder on the platform panel. One cash price on completion, straight into the creditor pool. Nothing further owed either way.
A single sale and assignment. The price is set by evidence class across the estate, paid on completion. No deferred share, no clawback, no further reporting. The funder pursues the claims through solicitors at its own cost.
→Click to view
3
Full control. Own team. Estate keeps everything net.
Prosecute the claims in house
The estate keeps the claims and the firm pursues them with its own team, using the Wolf Estate Pack and module. Recoveries go to the estate, costs as office holder expenses.
The firm runs the claims itself from the certified evidence, with the Estate Pack as the working file and the module tracking each position. Finance product positions go through the firm's own or a panel solicitor. Time is charged as office holder expenses in the usual way.
Offered after appointment, to the office holder only, on identical terms with or without a seat. The platform holds no interest in any outcome. Finance product claims are pursued by solicitors only.
Price, and secure your seat
One price in every postcode area. The first paid firm takes an open seat, and taken seats are never resold in that area.
Build
£5,000Build setup per postcode area, or £3,500 each when you take 5 or more. KYI scope, catchment build and white label. Paid once, with your first month.
Run
£295A month per postcode area. The same in every area. All six sides, all users. Direct Debit from month two.
Three seats
3Seats per area, 363 across the UK. The owner sees every seated firm, in random order, and chooses.
Your basket
Live in 7 to 14 days
- Pay today. Build setup and first month, by card or Direct Debit.
- KY Infrastructure scope sent to you within 24 hours: offices, team, fee bands, branding.
- Custom build and white label to that scope, on its own address, seen by your firm only.
- Live in 7 to 14 days from your payment clearing and your KYI answers being received.
Prefer a walkthrough first? Request a Teams walkthrough.
Two distinctions no other route carries
1
Upstream from a Google search
By the time a director searches for an insolvency practitioner, every firm bidding on that search sees them at once. The line reaches the business owner earlier, inside a platform they already use, before the search is typed.
2
Each business client brings a claim estate 12:12
Twelve claim categories across twelve months, one a month. The claim estate builds on that cycle, is quantified per position, and travels with the file as estate assets that could cover the appointment fee.
| Search, PPC and SEO | An Insolv Cube seat | |
|---|---|---|
| When the owner is reached | At the search, once the owner has decided to look | Inside the Passport account they already hold, before any search |
| Who else is in front of them | Every firm bidding on the same terms | At most three seated firms, in random order |
| What arrives with the owner | A name and a query | Company details, the director's consent, debt bands and a quantified claim estate |
| What you pay for | Clicks and rankings | Build setup and a fixed monthly per area. Nothing tied to any appointment |
Questions from compliance officers
Every firm holding a seat in the director's postcode area is shown, up to the three seats that area carries. Wolf applies no ranking, scoring or matching between those firms, and what a firm pays does not change who is shown.
Read the Insolvency Practitioner Regulation AssessmentFirms appear in a neutral order that varies between clients. No position is bought and no firm holds a permanent place at the top.
Read the Insolvency Practitioner Regulation AssessmentInfrastructure only: the build setup and the monthly fee for each postcode area. Nothing Wolf is paid depends on any introduction, appointment, realisation or recovery.
Read the Insolvency Practitioner Regulation AssessmentNo. Nothing on the platform advises on solvency, insolvency or any procedure. All advice sits with the licensed practitioner the director chooses.
Read the Insolvency Practitioner Regulation AssessmentThe firm the director appoints. The director selects the firm and sends their own file, and Wolf releases no record to any firm. Licensees hold their own client relationships and retain sole conduct of every matter.
Read the Insolvency Practitioner Regulation AssessmentDiscover more
The sources behind the line, the SME journey, the enquiry statistics, the line stop by stop, and the regulatory direction.
Three routes carry business owners onto the line before any of them reaches an IP.
ROUTE 1
Our Detailed SME Database
The build trajectory: 263,411 SMEs live now (REPORTED), circa 960,000 by December 2026 and circa 2.4 million by July 2027 (WOLF ASSESSMENT), each on the platform with a unique portable certified Claim Passport account.
Every record is a live, monitored business, refreshed every 24 hours and scored by Insol Intel for insolvency probability. Signals are read against the whole population, so every hand raise arrives with its score attached.
ROUTE 2
Our Solicitor & CMC Claim Platforms
1.4mClaims per month capacity, the SMEs inside every intake identified
Consumer intakemillions of accountsSMEs foundone click, passport
Millions of consumer accounts, with business owners and directors among them. The platforms are contracted to offer those SMEs one click instant access to our Free Business Claim Passport account.
ROUTE 3
Our Free Business AI Passport
Our BusinessAIPassport.com. Free to the business owner, opened by the director's own act. The SME's hand is raised for IP help and assistance inside the claim account they already hold and their claim passport is passed instantly to the catchment listed IP firm.
Watch SME accounts move through the claim process on the platform. At the decision point a proportion put their hand up to speak to an insolvency practitioner, and progress to an SME Passport and a Certification Certificate. The start point is the observed intake below: circa 1,001 hand raises a month from the 14,310 live monitoring cohort. Widen the base to extrapolate at the same observed rate.
Base
OBSERVED 7.0%1,001 of 14,310, June to August 2026
Hand raise rate
7.0%
Swipe the model sideways
01 · On platform100%
0
Live monitoring cohort
02 · In claim process78%
0
Active claim journeys
03 · Hand raise7.0%
0
Speak to an IP, a month
04 · SME Passport82%
0
Passports issued, a month
05 · Certified94%
0
Certificates, a month
SME
✓
SME Business Passport
Evidential record · Wolf AI Labs
Certification Certificate
Issued against the Business Passport Certificate Standard
0 certified accounts
AssessmentStage 03 is anchored to the observed figure of circa 1,001 hand raises a month from the 14,310 live monitoring cohort, June to August 2026. Register and SME base figures are extrapolations at that same observed rate, and stages 02, 04 and 05 are modelled conversions. None are published performance data.
The monthly enquiry numbers behind the line
0 / 0
Active shells / SMEs
0 / 0
Tab route / broadcast, per 14,310
14,310 SMEs monitored × 2.7% tab route
0businesses a month
14,310 SMEs emailed × 4.3% per send
0from one broadcast
Within the month, June to August 2026
Each send goes to the same 14,310 SMEs. The two routes do not behave alike. The tab disperses across the month and lifts into month end, when VAT, PAYE and rent fall due. A broadcast peaks three to five days after the send, then falls away to nothing. All three months ran to this shape, which is what these two mechanisms normally produce. What is unusual is the level, not the pattern.
| Days | 1 to 7 | 8 to 14 | 15 to 21 | 22 to 30 | Month |
|---|---|---|---|---|---|
| Tab route | 66 | 71 | 80 | 169 | 386 |
| Broadcast | 461 | 111 | 19 | 24 | 615 |
| Enquiries | 527 | 182 | 99 | 193 | 1,001 |
Tab route, 386 a month
Broadcast counted, 615
Second send, not counted
Send
Daily figures spread each month’s total across the observed shape rather than counting day by day. All three months ran to this pattern, two sends apiece. The second send is drawn but not counted.
Base counts are platform counters. Enquiry totals are the observed rates applied to that base, not a forecast of what any firm receives. The second monthly broadcast is excluded, and the two routes are not deduplicated against each other.
Where the line changes hands
Stop 10 is not a stage in the journey. It is the point at which the file stops being ours and becomes yours, carried there by the client's own instruction. Everything before it happens inside an account we never leave. Everything after it happens inside a firm we never enter.
Awaiting departure · Stop 0 of 15
Click any stop to open it, at any point in the journey. Arrow keys move the line, space advances it.Tap any stop to open it, at any point in the journey.
Verified
60,000 entities from late 2028
The FCA takes AML supervision of around 60,000 legal and accounting entities at the back end of 2028, replacing the professional body model.
Verified
Intelligence led, technology enabled
Over 56 million records processed daily, AI used to flag high risk firms earlier, and a stated position that AI does not replace human judgment.
Reported
Insolvency sits inside the perimeter
The IPA sits within OPBAS. Insolvency practice sees distressed companies, asset movements and director conduct at exactly the point supervision is being pointed at.
Wolf assessment
Built for that model already
Every field carries its evidence class. Consent is two dated acts. Files arrive machine readable under BPCS/2026.01, validated against a central register. The appointment decision stays with the practitioner.
Source: FCA speech, Financial crime, protecting the hive, 17 September 2026. The mapping of the platform to that direction is Wolf assessment.